Anyone coming to Germany as a student, language student, visiting scholar or scholarship holder not only has to apply for a visa – they also have to provide proof of suitable health insurance. This is exactly where IHC Company S.A. provides support with specially developed tariffs that meet all official requirements and are tailored to international guests.
In this article, you will find out which requirements apply to the visa, which insurance policies are accepted and what you should look out for when making your choice.
Health insurance: a prerequisite for your visa
Suitable health insurance cover is required by law for a national visa in accordance with Section 16 of the Residence Act. The insurance must be valid from the first day of your stay and meet certain minimum standards in order for your application to be accepted by the German authorities.
It is important that the insurance
- is valid for all Schengen countries,
- has a minimum cover of 30,000 euros,
- and covers outpatient and inpatient treatment.
Which insurance policies are accepted?
Not every health insurance policy automatically meets the requirements for a visa. Particularly important: travel insurance is not sufficient for a longer stay. Instead, there are two tried and tested options:
- Statutory health insurance (GKV):
Only for enrolled students at German universities. Not suitable for language courses, visiting academics or students over 30. - Private health insurance (PKV):
The better option for those who are not accepted into the GKV. IHC offers specially tailored tariffs for students, language students, scholarship holders and more.Not every health insurance policy automatically meets the requirements for a visa. IHC offers specially tailored tariffs for students, language students, scholarship holders and more.
Your advantages with IHC:
The tariffs of IHC Company S.A. have been specially developed for international guests – with the aim of making the visa process as simple as possible. All tariffs meet the requirements of the German embassies and immigration authorities.
With IHC you benefit from
- Fast issuance of a digital proof of insurance – often within 24 hours
- Multilingual certificates (e.g. German & English)
- Completion before entry directly from your home country
- Uncomplicated extension if your stay changes
- Officially recognized tariffs, tailored to all relevant target groups
Important information for your entry to Germany
To avoid delays in the visa process, you should:
- take out insurance in good time before your first embassy appointment,
- check whether the provider is recognized by the responsible German diplomatic mission,
- and coordinate the insurance period with the planned stay.
Conclusion
The right health insurance is crucial for a successful visa procedure. With the right tariffs from IHC Company, you are on the safe side – regardless of whether you are coming to Germany as a student, language student, intern or visiting scholar. We provide you with reliable, digital and individual support.
