Germany is one of the most popular destinations worldwide for short academic stays, international research collaborations and exchange programs. Anyone coming to Germany for a few weeks – for example as part of an internship, scholarship or research project – needs suitable health insurance. This is required by law and is a prerequisite for applying for a visa, obtaining a residence permit or enrolling at a university.
This article provides a compact overview of the most important health insurance requirements for international guests and presents the Tarif ISHCP-STT from IHC-Company, a specially tailored solution for temporary stays of up to three months (max. 92 days).
Compulsory health insurance even for short stays
There is a general health insurance obligation in Germany – even for people who are only staying in the country temporarily. Temporary health insurance is therefore particularly relevant for the following groups:
- Exchange students
- language students
- Interns
- International students, scholarship holders and award winners
- Visiting academics and researchers as part of international collaborations
- Participants in Alexander von Humboldt Foundation programs and international guests from major research institutions
What temporary health insurance should cover
Health insurance for short stays must cover basic medical services in the event of illness or an emergency. This includes in particular
- Outpatient and inpatient treatment
- Costs for medication and remedies
- Emergency care for acute illnesses or accidents
- Optional: validity in the EU/Schengen area
Compared to traditional private health insurance, temporary tariffs are usually significantly cheaper and more flexible – ideal for temporary educational or research stays.
The Tarif ISHCP-STT from IHC-Company
With the Tarif ISHCP-STT (Short Term Travel Healthcare Plan), IHC-Company offers tailor-made health insurance for international guests with a temporary stay in Germany of up to 92 days.
The plan is particularly suitable for stays as part of exchange programs, research projects or educational measures.
Benefits of the Tarif ISHCP-STT at a glance:
- Period of insurance: maximum 92 days
- Age group: 18 to 69 years
- Cover for outpatient and inpatient treatment
- Cost coverage for medication and remedies
- Valid in Germany, optionally also in the EU/Schengen area
- Uniform premium – regardless of age
- Fast online registration with immediate insurance confirmation
Your benefits with ISHCP-STT:
- Flexible term of up to 92 days
- Recognition by German authorities, visa offices and universities
- Multilingual customer service
- Clear benefits at a fair premium
Conclusion
For international guests staying up to three months, legally compliant health insurance is essential. The Tarif ISHCP-STT offers simple, affordable and reliable cover during your stay in Germany.
Do you have any questions about the Tarif ISHCP-STT? Use our contact form – we will be happy to advise you personally!
