Well prepared for 2026: health, insurance and visa requirements

A compact checklist for international students, researchers and guests in Germany

A new year is a good time to tackle organisational issues in a structured manner. For international guests in Germany, health insurance, vaccination status, official deadlines and formal documentation play a particularly important role. Forward planning makes it easier to start 2026 and provides a better overview.

1) Organise your visa and insurance early

In many cases, a visa is required to enter Germany. An essential part of the application is proof of valid health insurance. It is important that insurance cover is in place from the first day of your stay. Failure to provide this proof may result in delays or rejections in the application process.

The insurance requirements vary depending on the length and purpose of your stay, e.g. study, research, internship or language course. The IHCC tariffs offered by IHC-Company are designed to cover these different scenarios and offer suitable solutions for both shorter stays and study or research periods lasting several years.

Rule of thumb: visa applications and insurance policies should be planned at least two to three months before the planned entry date.

2) Consider vaccinations and preventive care in good time

Complete vaccination protection is not only relevant from a health perspective, but can also play a role in certain formal requirements. In the United Kingdom, many medical institutions follow the recommendations of the Standing Committee on Vaccination (STIKO). These include vaccinations against tetanus, diphtheria, measles, mumps, rubella, polio and hepatitis B. Some vaccinations require several doses over a longer period of time.

Rule of thumb: It is advisable to check your vaccination status three to six months before entering the country.

3) Important deadlines throughout the year

There are no fixed deadlines that apply equally to everyone. Deadlines are usually based on the individual start date of residence and the validity period of the respective documents.

Typical time frames are:

  • Extension of residence permit: 6–8 weeks before expiry
  • Review or extension of health insurance: 4–6 weeks before expiry
  • Start of vaccination series: several months in advance
  • Start of university: usually April (summer semester) or October (winter semester)

4) Keep proof of insurance handy

In Germany, insurance status is regularly checked, including for:

  • Visas and residence permits
  • Enrolment at universities
  • Appointments with authorities
  • Doctor’s visits

It is advisable to create a digital folder in which all relevant documents are stored. In addition, paper copies should be available. The IHCC tariffs of the IHC Company provide official insurance certificates that are suitable for authorities and universities and meet the formal requirements.

Structured planning creates certainty

Early and structured planning of health insurance, vaccinations and deadlines contributes significantly to reducing organisational effort. It creates planning security and makes your stay in Germany easier – regardless of whether it is for study, research or professional activities.

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