Visa-Ready Health Insurance for your Scholarship Stay

Coverage designed for scholarship holders and award winners with the documents you need for visa appointments and enrollment.

IHC-Company S.A. · In cooperation with Foyer Global Health · Trusted by international academics since 2003

ISHCP Health Insurance for Scholarship Holders in Germany

Visa-ready health insurance for scholarship holders and award winners in Germany. ISHCP provides private cover for study and research stays, with German-compliant confirmation for embassy appointments and university enrollment issued after approval.

ISHCP is tailored for funded stays in Germany up to 4 years (1–48 months) for:

Foreign scholarship holders & award winners
Visiting/guest researchers on grants
Doctoral candidates (PhD), degree students, language students
Economically dependent family members can be co-insured on equal terms (with the scholarship holder).

If you’ll stay < 3 months (up to 92 days), consider ISHCP-STT (short-term).

Why scholarship holders choose ISHCP

No medical check-up required for ISHCP.
Private-liability insurance included (benefit up to €2,000,000).
Preventive checkups (U1–U9) and standard vaccinations included (per vaccination schedule).
Visa-ready confirmation and policy documents issued after approval (cover confirmation + policy number).
German-compliant cover with territorial scope: Europe and reimbursements based on common German rates.
Flexible duration: 1–48 months, from €60/month (indicative “from” pricing).

Partner/insurer details:
ISHCP is designed in cooperation with Foyer Global Health;
the insurer is Foyer Global Health S.A. (Luxembourg).

What’s covered

Medical treatment for illness/accident with typical inclusions (see policy for full list):

Outpatient services (deductible €20 per consultation / prophylaxis / vaccination)
In-patient hospital treatment (general ward) + medically necessary rehabilitation
Local ambulance for in-patient treatment
Dental treatment (up to €500 per insurance year)
Dental prosthesis after waiting period (8 months): 75% up to €2,000 within 2 years
Medically necessary return transport to home country; repatriation up to €10,000
Private-liability included (up to €2,000,000)
Optional maternity care (deductible €750; no waiting period under certain conditions)
Territorial scope: Europe.

For the full benefits list, exclusions, and waiting periods, see the General & Special Terms linked on the ISHCP page.

Duration & pricing

Stay length: 1–48 months (maximum 4 years)
From price: €60.00 per month (indicative “from” price shown on IHC-Company site)
Extensions: May be requested if your program is prolonged (subject to approval).

If your scholarship is very short (conference/visit ≤92 days), ISHCP-STT offers per-day pricing (from €1.90/day).

Documents you’ll receive for visa/enrollment

After your application is accepted, IHC-Company issues:

Cover confirmation with your policy number
Insurance summary (for embassy/university files)
Full policy documentation after the first premium is credited (SEPA thereafter)

How it works

Step 1

Apply online (upload scholarship confirmation / invitation letter / enrollment confirmation)

Step 2

Receive cover confirmation with your policy number and first premium details

Step 3

Pay first premium after arrival in Germany and share your German address

Step 4

Get your policy documents (then SEPA for future payments)

Special cases for scholarship holders

Co-insure your family: Economically dependent family members can be insured on equal terms within your contract.
Short-term grants (<3 months): See ISHCP-STT (no medical check-up, no deductible noted on product page).
Programs with partner tariffs: If you’re funded and required by Max Planck, Alexander von Humboldt or THE NEW INSTITUTE, please check FlexMed Global Impat

isHcp Tariff

You would like to stay in Germany for a maximum of 4 years and you have a permanent residence outside Germany?

This offer is particularly suited for scholarship holders, guest scientists, language students, PhD students and students who are temporarily outside their home country in Europe for scientific project work and who intend to return to their home country.

Important: Economically dependant family members can be jointly insured in the contract together with the scholar on equal terms. However, The scholarship may not be subject to compulsory social security insurance.

Application

FAQ

Is ISHCP accepted for German visa applications?

ISHCP is designed for foreign scholarship holders and international academics and provides visa-relevant confirmation for appointments; always follow your embassy’s current checklist.

Do I need a medical check-up?

For ISHCP, no medical check-up is required (see plan page).

Are pre-existing conditions covered?

No — pre-existing conditions and defined chronic conditions are excluded; review the full exclusions before you apply.

What’s the coverage area?

Europe; reimbursements are based on common German rates (see terms).

Can I add my spouse/children?

Yes — economically dependent family members can be co-insured with the scholarship holder.

I only need insurance for 1–3 months.

Use ISHCP-STT (short-term) with per-day pricing; ISHCP is better for longer research/study stays.